Interested in housing hacking an in-law suite to help pay the mortgage for 3-5 years.  

Your landlord policy protects you on any potential liability suits. 

You'll ultimately make a decision that best suits your needs/goals, but I will say that if you are leaning towards going back into the workforce, the sooner you do, the less likely it is that you'll get the 3rd degree from the underwriter.Best,

Well hopefully you get some traction soon with finding a location that better suits the use.

From everything I have read or heard, I think these types of properties suit me the best for my financial goals.Still however here in San Diego based on the forums, it seems like this a very hard place to invest and also seems there is much more money in terms of cash flow in other states.

You'll be able to find all of those on Meetup.com, so I recommend heading there to check out the list and see what suits your interest.

I think this may also direct you better.Some of the areas other folks have mentioned are more conducive to live in flips, but if you're looking to buy a small multi-family and live in part and rent out part then areas outside the city may not be as well suited for this. 

If you change tenants each year (or more frequent due to eviction) and you need to do $500-1,500 per unit in suite turn, it could drastically change the math you are trying to evaluate.  

The shotgun approach is better suited for marketing than for writing offers.

Also, with our economy starting to go through changes that indicate a bubble again, it also gives me concerns to whether I should get started now or to wait.I know if i start off on the right foot, the left will follow suite.