@Tracy ScottScour the HOA docs for wording involving occupancy such as, "not more than three (3) persons not related by blood or marriage living and cooking together as a single housekeeping unit."

Then go and get a good umbrella policy personally. 

I'm listed on all of the insurance sites and have a few relationships with insurance relocation specialist who send leads my way. 

Really making sure that you stay on top of that person (contractor, you, architect) on the ball by following up with the city to get that permits done in a timely fashion. 

But if you have one person who wants high end and new all the time and another who is fine with status quo, it is going to lead to problems.

I understand this may not be enough data to go off of, however I am wondering is it the VA who needs more training or do I need to call the list personally to see if the results vary? 

(I've written about the topic on the forums many times).I also have personal experience rehabbing properties with structural issues (unfortunately).I've bought and rehabbed properties in almost every condition imaginable, but I've never knowingly bought a property with significant structural issues--that's my one deal-breaker.

They will help you identify areas and properties that are trending favorably and have relationships with contractors to help you and your investors maintain and fix their properties.

If you're the kind of person that needs hard math and graphing to understand things, this is completely the book you need on building wealth through duplex living.If your wife is behind you in this idea, and can see it as a move to financial independence, congratulations, you're in the small minority, as I am.

The first 2 things you want to build is your REPUTATION and RELATIONSHIPS.