No guide.  

Oh wow USAA - that is cool, let me know how that works out.Did you try Steadily?

No one can say if you paid too much or got a great deal .

It Is very difficult for an average Californian to obtain financing for the purchase of a primary residence (no house hack) due to higher rates and higher prices in the state.

My cousin works for a mortgage company called Red Stick Financial in Baton Rouge. 

Conv., 6.999%, 1.694pts, 25% DP, no PPP - 7.2% CoC ($55k savings over 30yrs)4.

Please give me link etc.As each zip code may have different profile I want to be sure to pick correct side of the town  Jagan,You can check out all of our podcast episodes on Youtube here: Investor's Guide to Memphis Real EstateHappy to hop on a call and review any of these with you and give you more insight as well. 

An REO lender I've known over the years calls me on deals he knows I can purchase quickly.

You do this by calling the foreclosing attorney (or checking their website).

I get more cash upfront, cashflow after my cash-out refi, and I net more on the sale because no realtors involved.Young family that the husband started a business 1yr ago so couldn't qualify for a mortgage, but they wanted to buy a home.