It is good to network with various lenders and investors to learn what kinds of terms are currently being offered. 

The main issue is that in Sandbridge, there are a couple of management companies that have their own booking sites, since Sandbridge has been a vacation rental spot for a very long time, well, before Airbnb was a thing.

First-time borrowers should consider their creditworthiness, as it directly impacts loan terms and interest rates.

Wondering if this is about right in terms of cost or whether there are other more affordable companies out there.  

Here are some diagrams to help you on this quest: Asset Protection Decision Diagram - to help assess the need for asset protection, and what to implement: AssPro_Decision_Diagram Asset Protection Onion Diagram - what, when, and at what cost one should implement in terms of asset protection - APOnion__Diagram How a fully implemented asset protection layout might look. - Asset Protection Layout A CSS Decision Diagram flowchart intended to bring together all the various questions when assessing the benefits of a Cost Segregation Study (via a professional or DIY).Let me know if you have questions or want to chat further - I can give you my investor perspective - text me at 512-368-9940 and we can talk further.PS.

Review the contract for terms and procedure for default, if any are written.8- Keep a copy of their refusal to complete the work as Contractor Default, keep the final $5k as contractor default.9- Pay the new contractor to fish the job, let the Old contractor deal with trying to get the last 5k from small claims court, which they will likely fail to achieve.PS yes I blew past “what if permits are not signed off as complete” thats a PITA of its own thread.

My goal is to support your growth as an investor by offering competitive terms and a streamlined process so you can focus on what you do best—making smart real estate investments.If you have a project in mind or just want to discuss your options, feel free to reach out.

Make sure the term is something you are comfortable with.

You are going to turn off a lot of lenders with your post because you are clearly going to shop every term sheet that's turned over to you with a focus exclusively terms with no regard for the servicing, loan administration and most importantly what that loan officer can offer you in the future.

If it was a primary it would be different but HELOC's on investment properties have crazy terms and typically you're still capped at 75LTV.