Construction Loan How did you add value to the deal?

Investment Info:Small multi-family (2-4 units) private money loan investment.

Get yourself educated on VA loan process through dealing with VA approved lender.

If the seller won't budge on interest rate and length of loan then negotiate price.

Is DSCR loan the best option?

If you've owned it for at least a year, you can go the conventional route or something like a DSCR loan.

It's a strict 2-year requirement.As for strategies to avoid capital gains on the sale, if your client doesn't meet the ownership and use requirements for the Section 121 exclusion, they might explore other options such as:1031 Exchange: If the property is an investment property rather than a primary residence, your client could consider a 1031 exchange to defer capital gains tax by reinvesting the proceeds into another investment property.Installment Sale: If your client is willing to accept payments over time, they could consider structuring the sale as an installment sale, spreading the recognition of the gain over multiple tax years.Charitable Remainder Trust: If your client is charitably inclined, they could contribute the property to a charitable remainder trust, receive income from the trust for a certain period, and then have the remaining trust assets pass to charity upon their death, potentially reducing or eliminating capital gains tax.These are just a few options, and your client's specific financial situation and goals would need to be considered in determining the best approach.

What implications does that have when trying to get a new loan or refinancing an existing one once it’s in an LLC?

A contract for deed doesn’t transfer legal title, it’s a contract that states title WILL BE transferred when the loan is paid off, or a specific amount of equity is accumulated in the property.  

Most conventional loans do not let you close in the name of an LLC.