The best rental properties to own are some of the more difficult to acquire. 

This has made choosing between the two duty stations difficult, so I wanted to get on the BiggerPockets forums to reach out for help in regards to a direction to head and advice in general.

Im having a difficult time with the lenders ive been dealing with.

The caveat with these loans is it's difficult to break them out of the portfolio so if you don't want to sell them down the line or don't want to refinance one of the portfolio, it's not a bad way to go. 

If you’re looking for an easy answer it’s difficult to give an exact one, but here are some ideas for how much you’ll need (you’ll need to do more research because it’s different in all areas):Downpayment: 3.5 percent of purchase price (if you’re using an FHA Loan)Inspections: $1,000Closing Costs: In my market they typically come out to 1.5 to 2 percent of the purchase priceReserves: 3-6 months or more of mortgage payments (remember when COVID hit and people to pay rent?

It's difficult to do anything that has to do with investments if you are bad at math and don't have anyone to do the numbers for you.

Being a first time investor, I don't have a track record so hard money is pretty expensive, which also gets factored into purchase costs and makes finding a deal in this market all that much more difficult. 

In my defense, it’s difficult to estimate the value and rehab costs of a property you can’t see because you’re on the other side of the planet.

I've done 2 deals in the building and their management company is a bit difficult to deal with.

After doing some searching, a ramp is classified as a "reasonable modification" and the cost of reasonable modifications are at the tenants expense. https://petriepettit.com/blog/...https://www.hud.gov/sites/docu...The difficult part might be finding someone to do the work.