Mine seems to be the safe. all too often I bend over for tenants only to be taken advantage all. they all seem to feel that "oh you're a landlord you're rich" when I send late notices or complain when rent isn't paid on time.

So, they likely take their real numbers, modify them for some "nail-biting realism", then pull it off safely in the end "smelling like a rose".

Now, yours and several others are sideways on my mobile device.

who do 90% of everything from some sort of cellular enabled mobile device or smart phone.  

At standard 70-80% LTV, you'd be crazy to finance w/ an interest rate over the cap rate.For a mostly cash deal, you could safely borrow a small portion of the purchase price over the cap rate...though I still wouldn't likely do it. 

. $5k is safe now, depending on unit amenities, but could be rich 1-2 years from now: there could be a tech correction; new construction rentals are coming online at similar rents. 

Most all lenders will require some "skin in the game" or a downpayment.Down Payment: I've seen as low as 10%, 20% is more common, and 30% is a safe number to prepare for.

Considering the Supreme Court just ruled that you're allowed to sue HUD over unintentional clumping of low income housing, I'm guessing you'd probably be pretty safe to sue a township over overtly excluding it. 

Air Conditioners are the devices which require regular care and maintenance and if taken precautions properly can make one's life very comfortable.

I would like my first investment to be a very safe purchase and am willing to sacrifice some cash flow for security until I get a better grasp of the process.