There are five doorways into the kitchen- to the living room, to the dining room, to the basement stairs and driveway access, to the powder room and to the mudroom with backyard/deck access. 

I have one house where it's actually more practical to do the laundry on-site (no good local access to send out the laundry) but even then multiple sets of linens mean the house can be done with everything while waiting for the last load to dry.  

I have a potential property in the south philly that is a duplex with a commercial space but all three are being rented out as apartments.

We have to physically go into a bank for the deposit since it's easy to blow past the number of check limits and/or the dollar amount limits.In our case, we're doing commercial real estate so the check values are high per month.I would love to ask our customers to do ACH / direct deposit, but they're not always amenable to that. 

We are under contract for a third property at 110k which will require 3k in repairs for it to be rent ready and it will rent for $1100 a month.The idea that we are throwing around to not come out of pocket for the third property is to take a commercial loan from a local bank with 80% financing at a rate of 4.9% 5 year term/25 year am. 

Our commercial lender typically offers a max amortization of 25 yrs.

Access is always an important factor too. 

The first three local banks I spoke to either only finance based on purchase and renovation cost or have a 2 year seasoning requirement to refinance on appraisal.Does anyone have a recommendation for a specific credit union or bank that refinances commercial loans based on ARV off the bat, or with a 6 month seasoning?

It looks like many commercial loans require 20 percent down, but I have seen some for 10 percent.

Hello all,I am currently on the hunt for a commercial property to invest in.