The definition of “bad deal” here would relate more to the opportunity cost of such investment compared to other investments (financial markets), than a real financial loss for the investor (i.e. ending up with less cash than originally invested).Let’s now modify a bit our assumptions by including some inflation in our model (say 2%, in line with historical average).

Why is it standard practice to charge origination fees/points upfront on the loan?

Originally posted by @Addam Driver:HI BP!

Any recommendations on a good banker to help me work the deal with less hassle and not kill me with origination points?

Originally posted by @Charles Soper:https://nreig.com/products/reiguard/ Charles,Just my two cents....I reviewed their insurance jackets (and lack of) with my attorney. 

They park one of their original vehicles behind their RV down the street to respect the 2 car per unit policy.

Originally posted by @Alina Trigub:@Phillip Denny Congrats on the steps you've taken so far!

And originated in 2011.

Originally posted by @Willie Morales:Hello BP Confused and really dazed. 

Originally posted by @Gualter Amarelo:@Nick Graziano I have had luck with both Capital one spark card and the chase ink card Same here, I got both for two different companies.