You can get a stand alone umbrella through a company named personal umbrella.

Probably good to double check the amount of the security deposit as well, so you know exactly where you stand if/when you take them on as tenants.If you close and need to displace them you may find it's helpful to soften the blow by contributing to their moving expenses.

I'm sorry if that offended you.That being said, I still stand by my point that the default certificate of formation as supplied by the secretary of state is nothing more than the bare bones minimum you can do when forming an LLC.

Give them an information sheet about the property, as they will be looking at many properties and this is your chance to make yours stand out. 

When I was a lawyer, I could not stand watching lawyer shows.  

I also stand to gain getting my 10k back and putting it down on another property that potentially isn't bank owned and full of headaches.  

As it stands it's just below 1% mortgage to rent ratio which I know isn't great.  

I spoke to an investor who told us we need to do something that makes us stand out.

@Neil P.In my experience, there are a few steps.1) Hearing, judge says that they have until X date to appeal2) On that day, you have to file again, for possession of the property3) You schedule a constable to come and have them removed (or at least, to stand their while you change all the locks)4) You go to small claims court to enforce the monetary judgement.It may not be exactly the same for you in your area, but that's the basic story of it.You definitely don't want them to stay, whether they pay or not.  

So, I guess my questions still stand:1.