If the credit is destroyed the renter may have no reason to pay rent beyond that point and may just stretch out their legal stay out of spite.

House hacking is tough to cashflow in year one (with current house price run-ups and interest rates) for a couple reasons:1.

My state DOES require all property managers to be licensed and that process is not easy to achieve.However, you may not need to be a true “property manager”.

you are new to this, you still do not have enough knowledge or at least someone to guide you, so I do not see a reason on why you would jump straight away on 16+ unit deals, it might overwhelm you, start with learning and building a portfolio with a few 3plexes, 4plexes and then scale into 10+ unit deals.

“Real estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth.”Robert KiyosakiFor me, the path to financial security wasn't paved with stocks and bonds but rather with bricks and mortar, as I embarked on a journey into real estate investment.

This was (and still is) partially true, but ... danger always looks bigger through the eyes of fear.My wife was scared of driving there (not even walking).

Is damages a reason to foreclose?

There is no reason to use fancy terms like loophole or cost segregation. 

For these reasons it is almost always a good idea to remove/abandon and replace with modern wiring.

You or your tenant should not be responsible for the cost.I agree with John, get copies of your previous electric bills, submit them to the HOA and or the utility company and explain to them the reason for the bill doubling.