Once you use your HELOC for a down payment is that counted against you when getting approved for a loan just before closing/settlement? 

I just got a little shy of $30,000 from a seller and their listing agent for a client of mine post settlement, because the listing agent wasnt familiar with a law that was passed that required the disclosure of private water utility costs.  

In Philadelphia they can be 5-6% of the purchase cost (plus settlement agent fees, notary fees, title insurance cost, etc.), however in TX, I do not believe there is any transfer fee cost.

If you have a relative in FL, they could be your registered agent or even the attoney that you use for settlements in FL.

What I'm including right now is-Inspection-Loan Acquisition costs-Downpayment-Initial repairs-Any other settlement costs or wire transfer fees, etcFor my SFH I purchased a washer, dryer, and refrigerator prior to getting a tenant. 

Super clear, gives the whole thought framework as well as practical side of the actual investing.  

If you want to take your father's name off the deed and have your name only on the loan, then your settlement attorney will probably have both you and your father execute whatever deed is dictated by the situation to transfer ownership to you alone as part of the loan settlement.Your father is effectively selling his interest in the property to you.  

Basically the terms the local auction companies use; buyer pays all closing costs, adjustment as of contract date not settlement date, no contingencies, etc.

I never looked to the Future for Retirement I was mostly concerned with just riding my motorcycles going to work to pay some bills and just ride like I have been doing for over 35yrs.Well that almost came to an end last year when someone decided to run a Red Light Late I T-Boned a Truck on my motorcycle on my way to work and am lucky to be alive to type today.To make a long story short I am getting a Settlement enough to buy a home cash if I want but looking to invest in Rental property to help supplement Retirement.

read the listings remarks, look at Days on the marketed (DOM)look how many times the price has been reducedlook for signs of sellers motivations in remarks (owner financing, must sell, seller motivated, vacant, needs work, estate sale REO etc)as an agent, you can talk to agents, not as a buyer but as a fellow associate; ask questions of the listing agent; why do you think it has not sold, is the owner flexible, can the seller take back some paper, what is their mortgage balance, are the payments current, will he consider a master lease, a delayed settlement subject to an assignment, will he do an auction hybrid, can he contributing subsidie payments at settlement, will he joint venture, will he repair the deferred maintenance, will he contribute to a repair allowance?