Maybe someone is reporting them.  

Appraisal report complete erroneous.

However I always return the application fee if I don't end up running a credit report and I do that last so many people get weeded out before I get to the credit report so most of my prospective tenants who are rejected do get their application fee returned.Damon DuperreDBM LLC

Questions: - Is there any special reporting required because of the loss?  

information on this report is as of November 11, 2014.None of the rents from the free market apts were included on this DHCR report.

Each title company presents their 'offer to insure' called a preliminary report, subject to their interpretatation of status of title and their list of exceptions, if any, which are the 'fine print'.Generally, prior to a quiet title or other lawsuit requiring notice to other parties of interest (including creditors) a litigation guarantee is the product offered, naming all those parties that requiring noticing, including any government agencies. 

As a byproduct of that, we'll benefit from moving them to commercial loans and no longer having the various loans on our personal credit/credit report - a nice side effect as we're in the midst of moving our primary residence as well as it's a lot easier to deal with now that we have 6 mortgages gone from our credit report and are down to just our primary residence. 

http://www.realtytrac.com/news/foreclosure-trends/realtytrac-june-and-midyear-2015-u-s-home-sales-report/

My 12 year old is enrolled at the #1 public school in Ohio, #65 in the USA, per the US News and World Report Annual Ranking of Public High Schools. 6.

I am presently taking applications for a new tenant and going through the screening process - my 1st prospect did not pay the $25 app fee but provided me the 1st page of their credit report of 702 & 709 credit scores and provided their SSN and all the other necessary contact information.