The house is in a flood plain, so I can see a benefit to using concrete over a traditional wood supported floor when moisture/rot is an issue. 

Nice wood floors can be refinished rather then replace with vinyl.

Its how we work.. we pay cash for the dirt.. makes getting the vertical at bank rates much easier or doable.. some of the bigger builders much bigger than us or more experience than us can get by with some land advance as well.the other thing you can do is pay a premium for the dirt and get the land owner to subordinate.. 

If you buying at a courthouse sherrifs sale there are no fees.. when you buy from Auction .com sometimes there are buyer premiums and normal escrow fees.. and you do have to be careful on title.

i think it was 400 for the home inspection and 50 for wood destroying insects inspection.  

This would cover up the 2 different species of wood.

New carpet or vinyl wood look click lock through the first 3 rooms.

They're in your neck of the woods, Dick.I didn't use risers at all, but instead use swing joints on all the heads.

Some people seem very conservative and think the stuff with accelerate the decay of the wood, yet others swear that the coatings are the best way to go.Here's a message board post w/ replies from BobVila.com on the subject: http://www.bobvila.com/wwwboard/messages/202587.html

We have a 2-3 more weeks I think and the whole thing will be completed.Let me know what you think.http://www.dumptrucksinfo.info/houseThanksBelow is a list of everything that is brand new in the house:All 3 Bedrooms:Paint (walls and ceiling)Baseboard TrimCasing TrimBifold Clost DoorsEntry Doors with knobsCarpetCeiling FanOutetsSwitchesMast Bath:Paint (walls and ceiling)Baseboard TrimCasing TrimEntry Door with knobCeramic Tiles FloorExhaust Fan FanOutetsSwitchesShower with faucetToiletPedistal Sink with faucetMirrorLighting FixtureTowel RacksHall Bath:Paint (walls and ceiling)Baseboard TrimCasing TrimEntry Door with knobClost Door with knobCeramic Tiles FloorExhaust Fan FanOutetsSwitchesBath Tub and Surrond with faucetToilet60" Vanity with Double SinkLighting FixtureTowel RacksLiving Room:Paint (walls and ceiling)Baseboard TrimCasing TrimSteel Entry Doors with knobCarpetCeiling FanOutetsSwitchesFamily Room:Paint (walls and ceiling)Baseboard TrimCasing TrimCarpetCeiling FanOutetsSwitchesDining Room / Kitchen:Paint (walls and ceiling)Baseboard TrimCasing TrimBifold Panrty DoorsLaminate Wood FlooringLighting FixturesOutetsSwitchesMaple CabinetsFormica CountertopsStainless Steel Appliances (Refridgerator (side-by-side), Stove (Flat top), Dishwasher, Microwave (over range) )Orgainizer in PantryHallway:Paint (walls and ceiling)Baseboard TrimCasing TrimLiminate Wood FlooringLight FixturesOutletsSwitchesOutside:New Roof (Dimensional Shingles)Light Fixtures,LandscapingSiding (although most of the house is brick)Storm Door