In March of 2018 we sold our portfolio to a single investor and 1031'd into a 20-unit apartment complex, which we closed in August.As Yoda says, "Win or learn, no failures there are" (I might have made that up). 

They do 15% down on duplexes owner occupied or if you are lucky enough to find a portfolio lender some of them might go as low as 5% down on a multi unit if you move in.

The LLC, when properly formed, will compartmentalize the risk between Sibling #1 and you.Option 2: Series LLC (preferred) This situation would depend on your own portfolio, but you can also form a Series LLC.

I even found a portfolio lender that will go 5% down on a 2-4 unit since they keep their loans in house they don't have to conform to the Fannie Mae Standards.

I’m building my Realestate portfolio right now at a decent pace.

It all costs money, so my answers vary depending on your real estate portfolio.

@Dennis M. there's alot that goes into that number.  90% of my portfolio is on 15 year commercial bank notes. 

Always ready for what the future holds, maybe some days my portfolio will have something down in Florida 🙏

I started at 25, and now at 37 have a nice portfolio that’s been making my pockets bigger for years.

I ended up moving my portfolio to single family homes that are B class and my situation improved.The other factor here is when you have children in the mix, you just don't have as much extra time.