Will a lender let us use her income when qualifying for a mortgage or will we only be able to use mine?

Approach local lenders for a what exactly? 

He works with a few lenders that do construction loans! 

Pretty much all the lower end non custom stuff is from there, but they are stained/painted and assembled in the USA.

Most hard lenders who are willing to deal with someone they haven't done business with have the areas they are willing to chance already mapped out and a lower class area most likely wouldn't be one of them.Sorry for the length of this LOLTim

Here's an overview: TRADE AREA - 3 Mile Radius• 12 traditional facilities• 864,595 net rentable sq ft• 41,175 sq ft climate-controlled• 823,420 sq ft non-climate-controlled• 21.2 sq ft per capita overall• 1.0 sq ft per capita climate-controlled• 20.2 sq ft per capita non-climate- controlled• No boat and RV specialty facilities (although, all the facilities in the area have a portion of space designated for this and are usually maxed out)DEMOGRAPHICS - 3 Mile Radius• 40,786 population• 2.0% one-year population growth• 6.3% three-year population growth• 12,869 households• 37% renters• 26% multi-family• $44,627 median HH income• $123,150 median house value ($267,836 county)YELLOW LIGHTPros:• Climate control likelyundersupplied• Population growth is great• Good number of renters goodfor turnover and raising prices• Opportunity for boat and RVstorageCons:• Market may at equilibrium oroversupplied with additionaldevelopment• 2 facilities built in 2018 may stillbe in lease-up (yellow dots)• Low median house value andhousehold income - (This seems incorrect.

I've been a lender for 33 years and I've seen the up and down cycles...repeatedly.

You could choose the absolute best market in America with the best upside, best deals, best location but if you have weak team members such as a broker, contractor, lender, and property manager your investment will surely experience hardships.

And the property managed by a "preferred property manager" instead of buying a turnkey property through a trusted provider and keeping everything under the same roof.Would love thoughts from fellow turnkey providers, lenders and investors.Is the trend going in the DIY direction nowadays more than prior years?

In this scenario, you are lending money to yourself as an individual, it allows you to make regular mortgage payments to yourself rather than paying the P+I to a bank or other lender.The first step is to qualify for a Non-Arm’s Length Mortgage with a financial institution.