Our local Board of Health is saying they will not allow a shared well "Because we say so."

There also seems a healthy market of investors and owners buying and selling these properties. 

A Subway gift card is an invitation to a healthy lunch for a loved one who is out to lunch on a regular basis.4.Day of skiing or other outdoor recreation: Give your busy real estate professional a day on the slopes or another form of outdoor recreation that is local to your City or community.

Is it something you could approach them to ask if you can help tidy it up, cut the grass, paint a fence, etc.. out of the goodness of your heart ;)   It could possibly be a situation where it's someone on a fixed income that can't afford any addition costs or is not healthy enough to do the work themselves. 

For what it is worth, anyone reading this, we are considered competitors both in Memphis and Little Rock, but in the end I think we both have a healthy, earned respect for one another.  

If you don't want to do that either, you should sell the property  while the market is still healthy.

At that point, the fake smile on his face turned beet red, then he shouted "who are you to say we're holding wild parties".

I actually hope some of these rate hikes slow the speculation, I think it will a healthy thing for home buyers, society and even investors with a normal level of risk tolerance.

If you're in that position of seeking a lower down payment because you're funds and/or net worth are tied up in other investments, the system will continue to work as intended (just as it does for life insurance, for healthy non-smokers), and "borrowed funds secured by financial or real estate assets" can be used for down payment, cash to close, and the rest.

The market is in its infancy, so issuers won't be able to achieve AAA-ratings, even with healthy credit enhancements, and so aren't yet that liquid.