.$1,000 Flat Fee* APR 18.93% assumingloan size of $250,000ThanksPatrick

I would / will take those terms any day, all day long.Any offers from Private Lenders to lend me capital at flat interest of 10%. 

Take a marble or a small ball and place it on a flat surface.  

Your cash flow might be negative for much longer than anticipated using the 'rules' like 50%.Vacancy is the killer expense since that expense can be $1000 - $4000 EVERY YEAR depending on the area, your marketing, and your screening.  

Although I'm a little leery of flat out approaching people, I guess I'm finding hard to belive people would help out someone who is potentially a competitor, maybe I'm not seeing it right, lolAnyway thanks again for the kind words, if I could ever be of service feel free to contact me.

Obviously, your screening criteria might be tricky, but you can measure income, longevity with prior rentals, longevity at jobs, eviction counts, felony counts, etc and arrive at a score using a formula. 

Check out the Ultimate Guide to Tenant Screening on BP.

I am trying to find information on how to list my home, screen tenants and drafting a lease agreement.

For ceilings use flat paint which shows less marks

The portals will usually screen people because a majority do required accrediated investors.