None of these require that much capital!

Know how much money you bring in, where it goes, and what expenses are "nice to have" versus "necessary". 

So knowing the rent levels and operating expenses, to get to NOI.  

How did you mitigate the missing income and expense data?

Some loans may have seasoning requirements for the down payment money like you see on conventional loans for primary residences where they need to know where that money was the past couple months.

That is how we handle it.3)  If a fee is being charged, most stated require the agent to have you sign off on agreeing the the fee above and beyond the typically commission that is built into the commercial policy.Personally, I would suggest going with the independent agent.  

Depending on the lot if it is in the county's critical slope designation the foundation is required to be engineered.

Tried to work with them as I have a lot of (expensive) projects going on and would prefer to not have to deal with a vacancy.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Even if you met those requirements, it doesn't sound like you have any experience and you could put her in a worse position by making a mistake.