If an investment property, there non-warrantable DSCR loan options.Some details:Loans available for purchase, rate and term refinance (no cash out) and cash-out refinanceCredits score down to 620LTV are up to 75% for purchase and 70% for cash out.Rate buydown feature available.DSCR (lower of gross rent lease or Form 1007/216 rent divided by PITIA) as low as 1.0x.For experienced investors (one year of investor experience and own home), short term rentals can be structured off of 12 month short term rental history with 20% expense factor.

Also, it may be smart to consider the differences in the rental rate if you were to decide to shift strategies to an STR or LTR one day. 

I’d like to hear how other investors feel about using “subject to” as the advantages of (1) no qualifying, (2) lower interest rates and (3) no financing costs seem like enough to turn a marginal deal into a worthwhile investment. 

The bank has said that they would charge a higher rate for an entity on title.  

Census data - median household income, employment stats, bachelors degree percentages, crime, vacancy rates, appreciation2.

Great question, I saw a post yesterday that someone got a HELOC for a down payment on a property last June and the payment was $500/month, interest rates went up and now they're paying $850/month.

At least people have ratings on the OTA and I can see if other hosts have had issues.

I'm getting concerned because I know from all my BP reading/learning that expected PM rates vary from 5%-10%, so I was preparing to pay on the upper end of that to make sure I find a "Rock Star" PM (as BP books would emphasize doing).

Renting by the roomRenting by the room has been the newest method that some savvy investors opted in for to maximize their cash flow with today’s interest rates. 

With today's mortgage rates a 30 year mortgage doesn't even work!