BP Creative Finance Community,I, like I imagine many of you, have fallen into the deep, dark hole of creative financing and subject to after reading Pace Morby's Wealth Without Cash.

Because he does 25 deals a year, rather than 10, and if one of his deals goes up in smoke the damage is limited to his 15% in the deal within the LLC.  

To ensure a clean and pleasant environment, implementing a strict no-smoking policy within the units is essential.

If you can tie your shoes in the dark, you can mig weld.

 One thing the standard Montgomery County lease does not appear to have is a non-smoking clause.

General repairs:Remove old caulking and apply new to bathroomReplace door locks to front and back entrancesInstall 2 batteries to smoke alarmsInstall 9 miniblindsClean windows and install 5 window screens.2 daysx 2 workers= 4 man-days of labor $480Materials= $146Total= $6263.

@Alex Bekeza is correct Finance of America tried to sell their forward mortgage unit when Blackstone (who owned 60%) saw dark skies ahead.

My first two questions: How much do you smoke? 

The property is in need of some TLC, such as paint, they were heavy smokers and smoked in the house, appliances, and some updating.Trying to decide if I should do a refinance or use a HELOC to make the repairs/update to get started. 

My trim guy drinks like a fish and smokes pot multiple times throughout the day.