CON'T...a 3-5 year tour down there and the way the owning and selling has been down there, rentals are your best bet.2) The island is better for single people and the southside is better for families.

How would the pm company be able to calculate that without seeing or knowing the property?

I bet it can be hard with a non-approving spouse lol!

So all other factors being held equal, Texas might be the best bet.

If you have significant capital to invest (I don't know your situation) a safe bet is partnering up with a hard money firm and becoming a transactional funder - kind of the same concept except you don't end up being a slumlord...

you'll get differing responses as lenders have differing policies on bonus' how its structured, down payments line of work etc when they calculate your DTI.no idea if your going FHA or conventional either - best way to do it is just go to your local branch credit union and give them your info.

The family would prefer the contract to be paid off early so the can close out the estate.I also have extraordinarily good records for the work/money I've put into the house.Is there any easy way to determine if a bank does portfolio lending, or is my best bet to call around and ask?

As I move up into larger properties you can bet that the amount of umbrella coverage is going to go up significantly.

You can bet that she keeps me informed when I get off on a tangent.

I would bet anything you can't come close to 2% in california on anything.