I figured it was time to get the ball rolling and make an account.

Account Closed I'll definitely keep you in mind.

Recently caught the REI bug and lenders I've talked to will approve $40K-50K max due to the age of our accounts and lack of activity opening new lines of credit. 

I have $x in cash in my account. 

I made an account months ago and didn't use it much but have started using it more in the last month.

If you just purchased a property, you may have signed a disclosure stating the property was owner occupied and would be for a specific period of time.Your closing costs seem a bit high, but without the value of a loan estimate, I'm thinking you're mixing up prepaid interest and taxes with setting up and escrow account and maybe lender fees too. 

Your income will be taxed as regular passive income, and you can transfer money out of your business bank account to your personal bank account anytime, probably monthly.

I would suggest you educate a lot more before putting in any further offers.Hopefully this one gets rejected so you have time to learn the proper procedure.You definitely need to account for holding costs, closing costs and commissions when analyzing!

City inspects property every time a new account is opened.

The only solution I can think of is opening a joint bank account, placing our investment money there.