House hacking may be your best bet to build equity, and maybe refi to pull funds or continue to save and put yourself in the best position a year or so from now to make the move to strictly investment props!!

The bottom line is this: SBA loan and IRA are incompatible. 

Now with regards to a lender...your best bet is going to be a local community bank and/or credit union.

That means that they will only disperse roughly the portion of the proceeds that still keeps the same LTV in line.

The agent had about 25 properties lined up for me to see.   

I think this is probably the best bet@George Skidis thanks, I will look into Legalshield 

We do have friends that are contractors, and give a good price as well, but their time lines sometimes are very long as well.

If you're just looking to gain access to the cash so that you can buy a similar property, than you could just as easily get a line of credit and use it only when you need to.

Which is why wholesaling is much more attractive because it requires no start up money. you cannot successfully wholesale as its taught by on line courses or gurus if you have no money.. the successful wholesalers be them licensed or not spend THOUSANDS upon THOUSANDS a month on lead generation.you could bird dog.. maybe with limited captial just gas and a phone and hope that you get paid. 

Either that or find a lender that will let you keep the separate loans (rather than paying for additional closing costs) and cross collateralize them on a line of credit.