Step 0 go to the bank and get pre-qualified for a commercial loan- see how much you can buy. 

Their default procedure is to wire transfer funds but since my bank, Wells Fargo, charges $15 to receive wires, I asked if they can send me a cheque image instead so I can mobile-deposit it.

Banks probably won't talk to you without experience.

My buyer had a preapproval from a bank that is notoriously slow, and seller wouldn’t accept an offer from anyone using them. 

We're using Primary Bank for the lending process.

FWIW, I would be interested in ~6,000 sqft with the possibility of going a bit bigger to host other tenants.Any input from people with experience on building (or dealing with medical buildings) would be greatly appreciated!

A good amount of banks I spoke to only were interested in HELOCs on primary residences.IAny suggestions would be appreciated.

So I'm a beginner in the real estate business and i read the book and feel i want to take the REO or foreclosure route. So with that being said how does the REO process work once you find a property that you are inter...

Check the local banks and credit unions. 25 year amortization is more typical for a loan that size so I would make sure 30 yr am is accurate.

BTW, most people don’t realize it but loan officers at  nat’l banks don’t even have to have a mortgage license, they operate under the bank.