Since Minnesota allows security deposits in the same account as rental income (as far as I’m aware), I’ll most likely just have one account per property. 

They can consult for you and help tell you what you are allowed to do, or they can complete the entire remodel for you as well.

It's a great way to increase your net worth and these loans can also be used to pull cash out of a property as it appreciates allowing you to reinvest money into new deals.

I am of the belief that more time is better and allows better planning for both landlord and tenant. 

As a landlord, I do have to set aside a quite substantial reserve amount for capital expenditures, and it would be great if there is a way to have those funds counted as a deductible expense. 

However to keep expanding my portfolio I’m doing a refinance on one property that will allow me to buy several more properties using DSCR loans.

Let me ask, do you allow a wholesaler to take on a property you've listed on the MLS?

They have removed me from the private fb group, blocked me from all social media, and will not allow me into the daily live office hours because I started telling people about this.

As such, payments that you make need to be prorated between business deductions and personal deductions.

And if so, what is the cost and prospect for collecting something, certainly not all, but something.My thinking is that if it shows up on their credit, it may hamper employment, car purchases, rental applications, education funding, etc and at some point they would need to pay me to go forward with some major life steps over the next 10 years.Your time and money would be better spent updating your rent requirements to get better tenants, increasing deposits if allowed and proactively evicting tenants who are behind so you don't get back in a position where someone owes you a substantial amount of back rent.