In my county you have to submit an application to the building code council, advertise with in 500 ft radius of the property and after the BCC approves you still have to be approved by the county council. and that is assuming no one objects.  

for example ... if I go in to the that bank owns the property and talk to them and submit an offer to them..... is the process that i will just have to wait until the auction is over .... or is it worth the time to go in and speak with bank if the property turns out to make sense and i am able to secure financing  once again... thank you to bigger pockets, i am / have learned so much.  

We have the ability to petition for an Order to Publish in order to comply with noticing missing parties, however a licensed private investigator must first be employed to document and certify all attempts to locate the missing parties. 

He called me 1st thing after i left a message, had a 10 min conversation with him, then i submitted a very extension easy to ready excel spreadsheet.

Josh Dorkin and Brandon Turner - I promise I will submit a review on iTunes soon!

The transactions are off-market and the brokerage is not on the contract; so it doesn't get submitted to the brokerage.

The note spells out terms of loan (int rate, late fee, payment schedule , amount etc)The trust deed or mortgage (depending on state) is the document that is recorded with county that encumbers/liens the property and that gives the beneficiary power to foreclose.

This should be a case by case basis depending on the condition of the system and if the failure to perform regular maintenance was a contributing factor.Note:  For HVAC the Trane warranty states that they can request documentation of proper preventive maintenance.The other option is to buy an extended warranty through a third party reputable, financially sound, reseller like "Squaretrade"The last option is to buy the house and Not the appliances and HVAC\Heat System and rent the appliances from the original owner. 

http://portal.hud.gov/hudportal/documents/huddoc?

I've never been a lender so I literally have no clue what documents or steps are needed.Here's what I know.- Owner owns the property free and clear- Wants a short term (3-4 months)- First lien position- Asking for $110k.