What does insurance cover (generally) related to hurricanes?

And unfortunately, those are the people who didn't have flood insurance because they didn't think they needed it.

One thing I've noticed is that a lot of people don't have "replacement value" insurance coverage.

Have you checked with the insurance company about an improvement to your rate if the fuse box is swapped out? 

Now I am in the market for home insurance.

I've heard of a couple 5% down options with PMI which drops off after about 7 years (as opposed to FHA insurance which never drops off).I really want to pursue these duplexes, but I want to be 100% sure that I can move forward with a multi-family purchase with 5% down or less immediately after.

” (35 ILCS 200/15-175) The amount of exemption is the increase in the current year’s equalized assessed value (EAV), above the 1977 EAV, up to a maximum of $7,000 in Cook County and $6,000 in all other counties.Our scenario is my mother and step dad live in a SFR of ours and their rent is solely based on the total costs of the property (mortgage, insurance, and property taxes).

I've been thinking of getting one myself, but that hold cost seems crazy compared to my investment and insurance licenses.

I own a small apartment building and looking to find someone who can take on occasional jobs, such as units turnovers and some relatively standard type maintenance work.

Lets say a house flooded, the mortgage company would require the home insurance to repair it but what if they didn't have flood insurance or insurance did not repair to previous status could that property sell at a discount?