Account Closed I think I addressed most of your points and explained how they were incorrect, but could you show me the resources you're using to arrive at this information? 

The only problem is that it can take some time  for owls to arrive.

Guys would call some number and they would answer, set up a "party" at a hotel somewhere, and coordinate a girl to arrive at the same time to meet the guy. 

over the past few years, i have been raising the criteria and an interesting thing happened - i found less section 8 tenants qualifying without a noticeable decrease in qualifying applicants (obviously that could be due to many reasons)Anyways criteria like length of time in current job, length of time in current residence, avg bank balance and more are all criteria that help arrive at a well qualified applicantIf a section 8 applicant meets the criteria, they will likely be a good tenant and have the added benefit of being on section 8In other words, having good criteria avoids bad tenants regardless of their section 8 status

I'm using the below to arrive at my monthly net cash flow number:+Rental Income(-) Vacancy Assumption = 8% of rent(-) Mgmt Fees = 10% of rent(-) Mortgage Interest Expense = 4% rate(-) HOAs = Actual(-) Insurance = 6.8% of annual rent(-) Property Tax = Actual per MLS(-) Repair/Maint = 10% of rent(-) Gardner = $50/mo= Net Rental Income(-) Mortgage Principal Paydown=Net Monthly Cash FlowAny input is very much appreciated. 

If the lender is in Rochester,  and you and the property are in Cali, nah, I wouldn't do it.I have a buddy who spent $3,000 all said and done, on getting a $0 loan from someone in New York who promised the money, which never arrived.

Finally we arrived at a combination that looks very good; and just follow the formula each time.

You gotta remember that for every person that deploys or leaves for a new base, there is another one who is coming back from a deployment or is arriving as a new duty station.

As a past tenant as I am sure most of us have been at some time in our lives, myself included, and.hence speaking from experience, I got shafted by landlords for things that were damaged or broken when I vacated but were there upon my arrival.

Essentially, my agent and I valued a property (based on comps and psft) to arrive at a particular range.