For an owner-occupied property, a lender usually has to have a reasonable belief that the income level will continue...even with a bank statement loan or they must use one a handful of programs that have Dodd Frank exemptions where income verification is not required.

I was not looking to low-ball this sweet old lady in order to get the property for a steal, but was willing to make a fair offer for a nicely kept place that would suit my needs and was in a great location.This duplex was in a row of 7 other identical properties, the one next door having sold two years prior.

I have some tenants that are not up to date with technology, and the sites I have used require the applicant to pay and verify identity through email.

Certainly you can skip an inspection if the house is less than 5 years old surrounded by identical homes.

My "Land Value" is up to 5x higher than other identically sized parcels on my street. 

Your llc is ignored for tax purposes it’s used by people who want to make it 10% harder to find out their identity.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

I found out that an almost identical duplex next to mine is getting offers at $165k.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

I can finance the land and build at the same time from the same bank that’s what I have I have been toldHi Azmat, I have done something similar with my dad and you will find that when building more or less identical units, it is more efficient to build them at the same time.