wt.mc_id=bankrate12mo yeilding 5.45% returnput the money into a savings account at HSBC 6.00% APY promo until april 30th http://www.us.hsbc.com/1/2/problem is the loan interest rates seem to have shot through the roofso you really really to shop for a deal, if you do it right you could end up making money and establishing credit

I would shop it around some, and see what other lenders say.

Also with 63 lenders closing shop since Jan 1 the game changes with what they will take all the time.

There is no local job base (mostly retired residents), no shopping, schools etc.

Use a mortgage broker, because they pull your credit once and shop it to multiple banks.

If you have 65k to invest, my question is...why on earth are you shopping for a duplex???

*consultation is free*HS Fee is $50.00 per hr*Shopping is $10.00 per hrWhat do you think?

Why not shop around until you find a lender who does not want you to prove 12 months?

EWilliams....shop outside of your city in other cities/states.

I should have maybe asked her a few questions like "are you single" and "maybe we could meet for coffee to talk about this more" LOL....But it gets worse...This number was on my phone yesterday.