I am the agent and used my commission as a closing costs credit instead of paying taxes on my commission I invested it.

Remember also that the interest on the loan is taxed at ordinary income rates.So for example lets say you have 100k and were making 8% in the markets - 8k per year and say you are in top bracket, you will pay $1600 in taxes per year or netting 6400.Now lets say you did a loan and were at 5% you are earning $5k per year (actually less because principal is being paid down and some of money goes into essentially a 0% checking account).

This is EXACTLY the scenario I warn new investors to avoid because it is fraught with risks. 1.

The mentor/coaching space can be confusing for sure - and was especially hard for us to know what to look for when we started (and we paid some "dumb tax" getting in the wrong group at first).

I'm a Canadian investor and like you have been experiencing the same issues in Ontario, I've started investing in the US where the tax climate is better, borrowing is much easier and evicting non-paying tenants is much more fair.

Keeps our taxes as Agriculture versus commercial.  

Register for a Philadelphia Tax account using my LLC as the property manager?

Any tips or resources would be greatly appreciated.Tax Professionals: I'm in search of a strategic tax professional who specializes in real estate investments.

- Tax Advantages?

Iḿ not a fan of losing anything let alone 100k, but sometimes it cant be avoided.