Around 9-10% on seller finance is standard, so consider that your high end.

Like you as a mortgage underwriter, I have many years of experience being a professional supporting real estate investors as a CPA, but I now wanted to become a real estate investor myself.In late November of last year, like you're doing this November, I wrestled with the question of investing locally with a 4-unit purchased with FHA financing vs. investing out-of-state and got a lot of great advice.Like you, my goal is to retire within the next 10-15 years via real estate investing.As a result of some of the advice I've read through the forums (I would recommend you pay attention to guys who have been in real estate for decades like @Jay Hinrichs rather than the younger folks who are often just pushing their turnkey products) and speaking to investors at local real estate groups, I decided that given my place in life I would be wiser to place my bets on California appreciation over the next 20-30 years rather than investing in some beat-down property in Cleveland for an extra $400 or whatever in cash flow per month.Given the facts that (1) I could get into a property for a measly 3.5% down, which would free up cash to invest in other places if I so chose, (2) I was already throwing away rent every month such that I could still be cash flow negative of $650/month (what I was paying in rent) and still be better off because a portion of my monthly payment would be building my equity and the rest would be tax deductible, and (3) I'm in my 20s and have the time to take a long-term view of appreciation potential, it was a no-brainer to go the FHA 4-plex route in LA, despite the fact that it is one of the most expensive markets in the country.This isn't to say that the process was easy.  

We have a standard contract, utilize the money for a project and then pay it back in 12 months or sooner (like if a flip sells sooner than 12 months).  

Or delete from your doc.I suggest you use a standard contract for your area not something from legal zip!

Considering you can't deduct depreciation or mortgage interest, and it takes a 25% deposit to even get a five year fixed rate mortgage - I might be better off just paying the capital gains tax and bringing the money over here.

Just making sure, I can deduct the cost of changing the locks from the security deposit correct?  

The HOA was dissolved many years ago leaving the condos without an association, but they cannot be classified as multi family because they don't meet the current code standard of having a firewall between the units.

My boyfriend and I are in the middle of building a ~650sf 1br ADU over a large 3-car garage on the rear of our standard size double lot in the Berkeley neighborhood in Denver.

Of course (since I own a title company too), if I thought I was going to be getting business from you in the future I would likely just review them for free, especially if they are just variations of the standard Bar approved contracts.

As it required for opening bank account and doing various financial transactions in india.TAN Registration:- TAN is required for those businesses required to deduct tax at source, also known as TDS.