Ask questions to the brokerage about commission splits, training, what, if any expenses they cover (cards, signs, ect). 

The best advice I can give you is forget about all the online practice tests and find out when Hondros has the next test training.

I really wanted to be on a team from the beginning to learn the ropes and have people I could meet with in person.Now I am not sure if I want to stay with eXp and be a single agent ( I am confident in the training but who do I call for simple questions, or chat with about random real estate going ons, etc?)

What about a really nice box with weather proofing or a tarp.Or give people a machetee, flint, steel and a bag of rice and sell it as the Survivor Experience or Survivor training camp.

Which may mean little...it is more important to know the person's background, education and training.

These are professionals with additional training and a stricter code of ethics.

They seem to have a huge support system and training, at least here in Utah.  

Underwriting is proving to be more rigorous than I imagined, owing to the fact that I am a business owner.

Your broker should have given you some training on this.

These are professionals with additional training and a stricter code of ethics.