If you think you can buy a property in Detroit, or Cleveland for that matter, that's going to make you more money in long term appreciation than a property in Miami would, you've got to be a drunken idiot.

What do you think? 

I think it can work but will it change the dynamics of the neighborhood or does this business fit in.  

How do you think AB-968 will impact the overall fix and flip market in California?

It's not cheap, but after making a couple of bad hires, I think it's well worth it.

I was thinking of using the 9k that I can get out the refinance of the duplex for the down payment/renovations of my next house.

Out of curiosity, once you reif, do you think you'll do another BRRRR or look into something turnkey? 

Just like @Henry Clark , the numbers work but I think I am just going to move on to the next opportunity.

Unfortunately everyone thinks they can manage property...

I've found some lenders that will go up to 80% sometimes, but I think your best bet might be a government-backed loan if you want such a high LTV ratio.