One of the hurdles im overcoming is not only credit but showing the proper income on my taxes to get refinanced on properties.

I have refinanced through the years and I currently have an 7/1 ARM.

@Kayla Holbert  You don't have to transfer title to individual name before you start the process of refinancing.

Where can I find funding for them for about a year while I get the history and management side taken care of before refinancing with the bank?

This is the 3rd one he has refinanced into.

With that being said I have learn a lot just by owning my own home but have so much more to learn.My question deals with refinancing, if it would be smart to do now and what benefits I could get from it.

I'm breaking even on it after Refinancing, but have learned so much in the process.

The FL first time homeowner was the key to getting into the property with limited money down but is now a barrier for refinancing.

If you do this, there are some decent upsides as you can take advantage of future value by refinancing on the new value AND you would have a couple of the properties on individual loans which gives you a bit of flexibility in the future. 

I am talking about refinancing after the buying, renovating and renting!