Have a client who is looking at a townhouse and it is one of three units.

In the case of the son of one of your clients, it may well be that he's speaking of the expenses the way an accountant would do it.

The days of working your butt off and being rewarded and recognized by the company are over.

I marketed it out to our normal clients and to some developers as a buildable lot for multi homes.

Yes investors are great CLIENTS, but lousy CUSTOMERS-refering to my states agency discussion.

I don't know how but now the Chicago Association of Realtors is using our site and I called the folks there who didn't know my name, but recognized my site instantly.

I always get, and advise my clients to get an inspection.

So for what it is worth with those provisos:IF your client can fit ALL of the following there may be loans out there:1) 65% LTV2) Preferably this is a ** Seasoned ** REFI that is "Rate and Term".

Personally, I don't care how "professional" our relationship is, I wouldn't risk my license by giving a client a lockbox combo.

My clients have not accumulated much in HSA plans yet.