Purchase price: $130,000 Cash invested: $175,000 Sale price: $550,000 Full Cycle Pre-Foreclosure > ShortSale > Fix N Flip

I'm curious on thoughts surrounding using HELOC/ IRA/ Roth money to purchase rental property if I find the right opportunity vs delaying for a while to save up extra cash. 

Hey BiggerPockets family,I was just approved for an owner occupant, Fannie Mae, 5% down with a purchase price of $1.3 million for a 4plex in the Phoenix Metro of ArizonaMy middle FICO credit score is 759My current DTI debt to income ratio is 30%I have enough down payment, closing costs for the subject property, and enough liquid reserves for all 10 of my apartment buildings totaling 45 units in PHX Metro AZ my mortgage lender quoted me with a rate at 8.125% with me paying 0.156 points totaling $1,920My question is,does this 8.125% interest rate sound reasonable for an owner-occupied fourplex 5% down Fannie Mae conventional loan as of March 27th, 2024, at 1700 hours?

Purchase price: $250,000 Cash invested: $62,500 Buy and hold investment.

Purchase price: $120,000 Cash invested: $240,000 Off market seller finance deal What made you interested in investing in this type of deal?

On a recent home purchase, I submitted an offer and I was told there were no offers on the home when I submitted mine.

You can also purchase inside of a LandTrust for additional anonymityPro- Legal protection; combined with the right type of insuranceCon- Traditional bank will not lend to an LLC with no track record. 

Having said that my last purchases were Dec 2021 (I purchased $4m of RE that month).  

Investment Info:Mixed-use building Purchase price: $405,000 Cash invested: $20,250Mixed use investment. 2 residential units with 1 storefrontWhat made you interested in investing in this type of deal?

Purchase price: $12,500 Cash invested: $130,000 Sale price: $204,900 Purchased home and completed a complete renovation of the property.