Naturally, rates will very based on docs and risk assumption, so just make sure that you understand the terms of the programs.PM me if you have any questions.

I understand that the nature of bank deals is that they are slow but it seemed like they wanted to close this one fast by asking for best and highest after only two days on a Thursday. 

Yes, it is recommended that you offer the exact same policies and procedures to all your tenants.

It's generic in nature as its my Initials and Properties, Inc 

As I was putting utilities back in my name, I drove a tenant to City Hall and to the Natural Gas company (where he was behind on payment) to pick up the remainders of his deposits which he didn't realize he was entitled to get back. 

Let things develop naturally. 

The property might not see natural appreciation over time, but you could always force appreciation with a renovation.

My plan is to buy and hold.PUB02121 of the MO Department of Natural Resources states that “demolition or renovation to an institutional, commercial, public, industrial or residential structure (excluding exempt residential structures as described in the preceding section) will involve greater than 160 square feet, 260 linear feet, or 35 cubic feet of regulated asbestos containing materials, then the removal of the asbestos is regulated by the department” but the City Planning and Development Guidelines for KC state “any person undertaking the demolition or renovation of any structure shall employ Missouri registered contractors and certified workers”.It seems to me that the city regulation requires you to contract a certified asbestos abatement professional while the DNR will only require this action when meeting a certain threshold of asbestos material but I am not sure.I should add that I am not an experienced real estate investor nor do I work in the real estate industry but I want to go into this with my eyes open and I am sure I will have many more questions in the future.

Appreciation, both forced (rehab) and natural (market, time)4.)

I've seen people mention looking at employment rates and projected employment rates, population growth/decline and things of that nature.