Since Jan I have done several flips but now I am looking for advice and guidance in accounting, securing hard money loans, innovative methods of finding deals on properties... and a much more! 

A note is a start, but you'll want a security instrument as well.

these are just a few.Do they have all of the security depositsLook at least 2-3 years of P & L statementsHas this owner that is retiring been involved daily and holding the owners hands, or does he have a staff to handle day to day?

I have been a paramedic for 24 years and have now decided it's time to work for myself and secure my son's college, my retirement and my future in general.

However, some smaller local banks and credit unions will offer a secured line of credit for 70%ish LTV and will place a lien on the home as security, however you have no payments if you don't use the funds, and rates are pretty reasonable (I'm at 5.5%).

When getting financing from a financial institution they will issue an IOU note called a promissory note which secures the loan and details the terms, repayment, penalties, etc.

Like a card player going into a game without sufficient reserves for a bad or misplayed hand, you need to bring money into this game or risk losing your shirt.

Armed security 24/ 7  etc etc..

I certainly did not, and neither did the mortgage lender who  pre-qualified me.After closing on the HELOC  this week, I was reading through the docs last night and stumbled upon the Occupancy clause :"Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control"So I'm not sure what to do.  

As they say in hockey "A good player goes where the puck is while a great player goes where the puck will be."