I'm hoping to do more PPC and eventually get quality SEO management but i'm not sure if i can afford it. 

Another challenge area is finding quality tenants, in particular during the winter months.

I have been to several different REIs and there is significant participant, quality and focus diversity.

There's always trade off for quality of location and percentage returns.

I’m looking for them in parallel, but will purchase the one in Bay Area first because I quality for first time home buyer, and makes more sense using this opportunity for low down payment for the most expensive investment.

In Ohio if theres outstanding balance it can over time become the property owners responsibility but only if it in fact reverted to my name.

The ones that are interested either have bad/no credit, not enough for 3 months (1st mo and 2xSD), or again ... are turned off by the small bedroom or bar.Am looking for some constructive advice on how to fill this with a quality tenant.

Also, I will be heading to Jax this w/e so if you have some more time, it'd be great to pick your brain on what you think of the area and where you think some quality B/C class properties may be located within the city.

Quality lenders will have different options to save you up front costs.

As others have previously mentioned, the warranty companies are notorious for lots of exclusions and poor quality.