@Cameron Lam outstanding brother I hope you do document your story.

Most of your team members can be zero upfront cost, and 100% back-end commission, such as an amazing realtor, a rock solid 1-2 mortgage brokers, the best and most seasoned title agent, incredible home inspectors, outstanding contractors/handymen.

The payments on a HELOC are typically higher than a traditional loan (usually 1% per month of the outstanding loan balance). 

.$37 BillionCommittee on Homeland Security and Governmental AffairsElectrify the federal vehicle fleet (including USPS and Non-USPS).

When we close on both new build properties in July 2022 it will  bring our total portfolio value to $3.5M.All the financial stunts I pulled along the way:Borrowed against my 401k, took out a HELOC, pulled lines of credit, flipped a Toyota Tacoma for $4k, bought and rented out a fleet of 4 cars to Uber drivers, charged lime scooters, sold my dream truck, bought a clubwagon van to store things in to save on having to pay for a storage unit, bought a 2006 Honda Civic as my main car, borrowed from private lenders, slept on friends couches and even ran up credit cards.Every Biggerpockets rule I broke:The 1% rule.

I am sure you are going to be an outstanding investor. 

Its market cap is 63.4B with 317.7M outstanding shares and 35% of them held by institutions.

Lenders may in some cases require that the borrower maintain a certain minimum DSCR while the loan is outstanding.

But a 60/40 stock-bond portfolio is probably one of the most passive investments you can make with reasonably good expectations of success.After my first month in digging into all this, it seems to me that good TK properties provide a really outstanding risk-return profile compared to other passive investments like stocks.

I've seen ten point upward swings just paying off the outstanding credit card balance on one card.