Hey all,I'm a 29-year IT professional who is looking to buy his first Real Estate investment property around Cincinnati, Ohio.

But, oh well, they all should do ok in the long run.

I invest in Cincinnati, OH, so obviously local jurisdictions have different requirements.

Thanks for your help.Chris VanceCleveland, OH Investor

After I got situated/furnished the apt and I wanted a little more cashflow, I thought 'OH!

Oh yes, easy as pie.

IF you had knowledge and capabilities to self-manage and lease than yeah, it would be an option, but you don't as you said so it would be like me saying "hey, I'm on a sinking ship and know nothing about boat repair, what do I do" and they say "oh, it's easy, boat mechanics are BS, just google it and you will figure it out", yeah no, Momma didn't raise no fool. 

I think the issue is the underwriting is not based on a "business" decision when you are looking at conforming loans (which seems to happen a lot).Oh, if you didn't know, for calculating a performing loan your gross rental income isn't much use. 

A Realtor can let you inside, you have your inspection period, etc...Oh, if you are talking about trying to get off-market foreclosure deals before the actual foreclosure, that's different. 

Oh I agree, you’re absolutely right.