I tend to stay away from trusts, because there is a lot to deal with usually (attorneys, parties involved, etc.)

@Heidi Foster beware betting long with short term money!

A house hacker may be ok with living in an area that is gentrifying or with good fundamentals for upside (you are betting here).

Nope.Also be very sure you want to involve yourself in events before you take a booking for something like a "small" wedding or "cozy" party. 

IF you qualify for the SOLO401K (must have self employed income as the main criteria) in MOST cases they are better; larger contribution limits, easier to leverage with less paperwork involved. 

@Peggy Tibbs, you bet. 

Ours involve creation of notes, and then forgiving them over several years, to take advantage of the annual limits on gifting.As to the mortgage, you cannot just take his name off the mortgage.

I would NOT have settled for that ultimatum, my attorney would have been involved real quick!

It wasn’t involved in any fire then.

If you're planning to exchange your current holdings, say Fidelity mutual funds, into Vanguard index funds, that involves selling Fidelity funds.