You do not want to expose yourself to the unnecessary (and endless) liability of hiring unlicensed workers for what you're describing as full home renovations.

It's a mountain town, essentially, mostly full of second home vacation owners.The restrictions were created by the original parent parcel owners before they subdivided it all.

@Craig Anderson RaymondAs jd mentioned the answer is no.You should have used a licensed servicer to handle this as if you foreclose and they get an attorney to fight you good luck as they can argue many thingsBut to answer the question if someone is behind then no it does not go to current paymentUsing monthly payments as easier exampleIf they are six months behind they would be do November 1, 2023.

We invest in notes but prefer first over seconds because seconds typically carry much higher risk - for example a jr lien could be 100% wiped out in a bankruptcy whereas not happening with a firstPros and cons to all - if you at buying at auction with liens still attached most lenders will want the full payoff or foreclose

First class service.

There are some that will permit a full ADU with a kitchen (Tamarac for example).

Some basic things to look for- Does the service only offer up to a certain number of phone numbers or email addresses like 3 or 5 of each.  

BTW, you must get a phila tax ID first, then a commercial activity license, and finally a rental license.Hope this helpshttps://www.phila.gov/services/permits-violations-licenses/g...https://www.phila.gov/services/permits-violations-licenses/g...https://www.phila.gov/services/payments-assistance-taxes/tax... 

Do you want full replacement cost if you had a total loss - would you rebuild in that case or walk away? 

He basically helped get his sons into real estate and arborist services because they didn't have a clear direction.