Yes, southern California will always have people living there, but in the future, most of said people, might be ones able to & willing to pay for expensive water, much of it, supplied out of the Pacific Ocean, through de-salinization plants.

Think about PA/ DE/VA. 

Isn't this type of de-regulation promoting what started the crisis in the first place?

@Wendell De Guzman Thanks, Wendell!

If he is losing that much in taxes why doesn't he establish a lending C-Corp in Delaware?

Comptroller of the Currency for federally-chartered banks), later validated by Fidelity Federal Saving and Loan v. de la Cuesta case of 1982 to overrule California law and some Arizona statutes which appeared not to permit due-on-sale enforcement on the basis that a federal rule “pre-empted” state law under the federal supremacy clause of the U.S.

@Wendell De Guzman I would disagree with that statement.

Originally posted by @Wendell De Guzman:@Brandon Turner : here's a simple landlord hack we use and I'm surprised MOST landlords don't use it: have the tenant sign you an authorization to write checks out of their bank account.

Originally posted by @Wendell De Guzman:Here's how you do it if you hate driving for dollars.

Main points of the Financial Choice Act are that they are going to de-reg banks to a certain extent, but with the increased freedom they will not have any bailouts in the future, so banks will have to police their own risks.