This is especially true in Denver, where you can spin your wheels for a year wondering "why can't I cash flow?"

Never had a PM in those situations make everything so painless and wonderful that we loaded up on more in their market because it was so profitable and easy...

I understand that investing requires some level of risk, but I've heard horror stories, and I REALLY don't want to make any stupid mistakes that will send me to the poor house.Because I don't yet have any experience, I'm wondering if I should invest in some kind of training program?

If you want to PM me the info on the bond and I can see which companies our bonding dept. would suggest.  

@Seth VendelboeI also suggest speaking to local banks and credit unions.

I was wondering what the pros and cons are for buying a home and renting out the rooms to people I know at work.

An investor agent is a wonderful resource for investors at all stages of their journey.

We as a firm have investors working with us who have rental properties all over the US big and small.Finding a real estate-focused tax professional and one who can help with advisory and grow with you would be my suggestion to focus your efforts on finding.

If you go the medium-term route, I'd suggest you self-manage.

I recently learned a little about unsecured loans and wondered what everyone was using as a go-to bank!