Especially tips for the tests?

Was hoping to get into something smallish to kind of test the waters so to speak.I was thinking somewhere in the south to avoid winter weather on the properties.

We've only now gotten to large scale testing, so naturally more people are going to test positive.

While only testing various formats will give you the best answer, I think if someone is ready to sell the exact wording is not that important.

Please note that the account into which the funds are deposited must be the same type of account from which the funds were first withdrawn (e.g. withdrawal of pre-tax funds from a 401k could be deposited in a pre-tax IRA but not a Roth IRA - "like to like").Loans:Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

Time to put my drawing skills to the test!

It fails almost every test a reasonable people would consider in making an investment. 

Always test appliances within 30 days so you don’t have to deal with Manufacturers warranty. 

We've had a stone composite LVP in our home for five years and it is in exceptional shape: Three young boys ages four through seven--"destroyers of all things"--and a great dane tried their hardest to wreck the stuff, and it stood the test of time so well I'm leaving it down as we transition to renting this house and moving into a new primary residence.

Obviously I'm pretty to new to this, but even when I come across a higher CoC ROI analysis (9 to 12% without PM.) the math on the 2% test doesn't even get close.