This is accomplished with pen and paper and a few simple lines reciting your intent (be sure to have this assignment notarized).The assignment will escape notice by your lender because it will not become a matter of public record.

i was digging into property public records and stated that was the last process sale. anyone know what that is?

What do people typically ask for when filling out an OPRA(Open Public Records Act) Request in regard to finding out more about a property you are looking to buy.We've done this in the past, and asked for:Tax LedgerOpen and Closed permits on the propertyWhat other records should we be asking for?

There are some stable health care facility reits that pay 7.5% if you really prefer 100% hands off.

Get them from the seller.ARV = Sold Comps in the immediate area, same size property.Taxes = public recordInsurance =  Call an agent and askClosing costs = Call up Title company and askMortgage = calculate out based on DP/Loan/and terms from your lending source(s)Utilities you pay = Seller should provide the last year's bills to youRents = Seller should provide a rent roll showing rents, paid on time or not, vacancies, etc...for at least the last year, and should be for any long term tenantsPM = can provide you with rents in the area, as well as do an inspection of the property to give you recommendations of what needs fixing/upgrading Rehab = Get ACTUAL numbers from a rehabber

As you assist her with her retirement planning, pay attention to escalating health care cost when she is immobile or has Long Term Care needs. 

@Ned Carey  thanks for tagging me.Mello Roos  oh that brings back memories I did the very first Mello roos bond act in Nevada county CA which is right up the road from where this lady hails from.Mello Roos is a utlitiy bond that is buried in your advalorum tax bill.. so you can't wipe it out its property tax.. the Mello bond is used to buy public utls from developers..

I was hoping to talk with someone who has been through the process of buying/bidding at a Tax auction as opposed to a Public Trustee auction.

Once the child turns age 30, the entire balance in the ESA must be distributed to the child within 30 days if not rolled over or transferred to another eligible family member’s ESA.Resource:  http://www.irs.gov/publications/p970/ch07.html

They're in it for the money, not as a public service to seniors.