Some guys play it like it's an assembly line and you just crank people thru a process - I just don't do this business that way.  

I want to own properties and rent them out and eventually want to flip houses once i make enough mo ey to play with.

Given their credentialing and licensing authority over non-bank mortgage servicers, state regulators play a central role and have a responsibility to ensure these entities conduct servicing operations in a safe and sound manner and have strong consumer protections in place.

You earn bonuses if the people you recruited generate sales as well.

You might also offer some financial bonus for the tenant when they move out if they leave your place in good condition and remove all their belongings.

In 2 hours I had her on board to subdivide the property providing moderate income homes and handicap accessible units with a park and water feature for the little children to play!

I along with all my friends play poker for a living.

Just be honest.Deception gets you nowhere long term in this business.The reality is in the markets lot's of buyers with real cash to play.

I always opt for a full title search and title insurance to play it safe.

ThanksGreg You didn't specify the upside nor speak of a value add play in the deal so it's a little difficult to speculate how to best structure a creative financing package.Assuming it's a value add play with good risk adjusted gains at the end of the process then maybe the safest route is to negotiate a wrap transaction with the seller, and if your are concerned about a due on sale clause make it contingent on the lenders approval.The seller will confront these same financing scenario issues with all other buyers so if they want to sell the property then they can either deal with the issue with a reset and able buyer, you, or kick the can down the line looking for another buyer who maybe willing to assume a less than stellar financing package.As the buyer though your only concern should be the financing package that delivers you title, assuming you plan on making extensive improvements to the property, and allows you to earn what you determine is a reasonable cash flow from the project.Options aren't bankable.